Cream Cheese Banana Bread

Total Time: 1 hr 20 mins Difficulty: Beginner
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Introduction

If you thought banana bread couldn’t get any better, wait until you try Cream Cheese Banana Bread. This delightful twist on the classic is incredibly moist, tender, and has a slight tanginess from the cream cheese that pairs beautifully with the natural sweetness of ripe bananas. The cream cheese adds richness and depth, creating a bread that tastes almost like a hybrid between banana bread and cheesecake. It’s soft, flavorful, and indulgent—perfect for breakfast, brunch, snacks, or even dessert.

I personally love this recipe because it takes something familiar and comforting—banana bread—and elevates it into something truly special. The cream cheese not only makes the texture luxuriously moist but also gives the bread a creamy balance that keeps you coming back for another slice.

This recipe is a must-try for anyone who loves banana bread but wants to add a new dimension of flavor. It’s simple to prepare, bakes up beautifully, and keeps well for several days. Plus, your kitchen will be filled with the irresistible aroma of bananas, vanilla, and baked goodness while it’s in the oven.

Why I Love This Recipe

I love this recipe because it takes something as humble as banana bread and transforms it into something luxurious and bakery-worthy with just one simple addition—cream cheese. The cream cheese doesn’t overpower the bananas but instead enhances their sweetness with a subtle tang, creating a balanced flavor that’s both comforting and indulgent.

The texture is what makes me fall in love every time—soft, moist, and tender, with just enough density to hold together beautifully. It stays moist for days, which means you can bake it ahead of time and still enjoy it fresh throughout the week.

I also love how versatile it is. Sometimes I keep it simple, enjoying a plain slice with my morning coffee, and other times I dress it up with nuts, chocolate chips, or even a cinnamon swirl. No matter how I make it, the end result is always irresistible.

Why It’s a Must-Try Dish

Cream Cheese Banana Bread is a must-try because it takes everything you already love about banana bread—its natural sweetness, moist crumb, and homey aroma—and elevates it into something truly special. The addition of cream cheese brings a velvety richness and a hint of tang that balances the sweetness of ripe bananas, making every slice taste like it came straight from a bakery.

This bread is more than just a dessert—it’s versatile enough to enjoy at breakfast, as an afternoon snack, or as a comforting treat after dinner. It pairs beautifully with coffee, tea, or even a glass of cold milk, making it a crowd-pleaser for any occasion.

Another reason it’s a must-try is its simplicity. You don’t need fancy techniques or complicated ingredients—just everyday pantry staples and a block of cream cheese. Yet, the results are impressive enough to wow guests or make an ordinary day feel special.

Recipe Information

  • Preparation Time: 15 minutes
  • Cooking Time: 55–65 minutes
  • Total Time: 1 hour 20 minutes
  • Servings: 10 slices
  • Calories (per slice): ~280–320 (depending on portion size)
  • Course: Breakfast, Snack, Dessert
  • Cuisine: American Comfort Food

Ingredients

For the Banana Bread Batter:

  • 1 ½ cups all-purpose flour
  • 1 tsp baking soda
  • ½ tsp salt
  • ½ cup unsalted butter, softened
  • 4 oz (½ block) cream cheese, softened
  • 1 cup granulated sugar
  • 2 large eggs, room temperature
  • 1 tsp vanilla extract
  • 3 medium ripe bananas, mashed (about 1 ½ cups)

Optional Add-ins:

  • ½ cup chopped walnuts or pecans
  • ½ cup chocolate chips
  • 1 tsp ground cinnamon (for a spiced twist)

Step-by-Step Preparation Method

Step 1: Prep the Oven & Pan

  1. Preheat oven to 350°F (175°C).
  2. Grease and flour a 9×5-inch loaf pan or line with parchment paper.

Step 2: Mix Dry Ingredients

  1. In a medium bowl, whisk together flour, baking soda, and salt. Set aside.

Step 3: Cream Butter, Cream Cheese & Sugar

  1. In a large bowl, using a hand mixer or stand mixer, beat butter, cream cheese, and sugar until light and fluffy (about 2–3 minutes).

Step 4: Add Wet Ingredients

  1. Beat in the eggs, one at a time, followed by vanilla extract.
  2. Stir in the mashed bananas until fully combined.

Step 5: Combine Mixtures

  1. Gradually fold the dry ingredients into the wet mixture.
  2. Mix just until incorporated—don’t overmix!
  3. Fold in nuts or chocolate chips, if using.

Step 6: Bake

  1. Pour batter into prepared loaf pan.
  2. Smooth the top with a spatula.
  3. Bake for 55–65 minutes, or until a toothpick inserted in the center comes out mostly clean (a few moist crumbs are okay).

Step 7: Cool & Serve

  1. Let the bread cool in the pan for 10 minutes.
  2. Transfer to a wire rack to cool completely before slicing.

How to Serve

  • Slice and enjoy warm with a pat of butter.
  • Pair with coffee or tea for a cozy breakfast.
  • Serve with a drizzle of honey or cream cheese spread for extra indulgence.

Recipe Tips

  • Use very ripe bananas (the more brown spots, the better!).
  • Room temperature cream cheese & butter mix better.
  • Don’t overbake—check at 55 minutes to avoid dryness.
  • For clean slices, let the bread cool fully before cutting.

Variations

  1. Nutty Banana Bread – Add ½ cup chopped pecans or walnuts.
  2. Chocolate Lovers’ – Mix in ½ cup chocolate chips.
  3. Cinnamon Swirl – Swirl cinnamon-sugar into the batter before baking.
  4. Cream Cheese Swirl – Reserve half the cream cheese, mix with sugar & egg, and swirl through the batter for a cheesecake-like loaf.
  5. Healthy Swap – Replace half the flour with whole wheat flour and reduce sugar by ¼ cup.

Freezing & Storage

  • Room Temperature: Store in an airtight container for up to 3 days.
  • Refrigerator: Wrap tightly and store for up to 1 week.
  • Freezer: Wrap slices or whole loaf in plastic wrap + foil and freeze for up to 3 months. Thaw overnight in the fridge.

Special Equipment Needed

  • 9×5-inch loaf pan
  • Mixing bowls
  • Hand or stand mixer
  • Whisk & spatula
  • Cooling rack

Conclusion

Cream Cheese Banana Bread is a game-changer for anyone who loves banana bread but craves something a little more indulgent. The cream cheese adds creaminess, moisture, and a subtle tang that elevates this bread from a simple treat to an irresistible comfort food. Whether you enjoy it warm with butter, toasted with coffee, or as a late-night snack, this recipe is guaranteed to be a hit.

👉 Try it once, and it may just become your new favorite way to make banana bread!

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Cream Cheese Banana Bread

Difficulty: Beginner Prep Time 15 mins Cook Time 65 mins Total Time 1 hr 20 mins
Calories: (per slice): ~280–320 kcal

Description

If you thought banana bread couldn’t get any better, wait until you try Cream Cheese Banana Bread. This delightful twist on the classic is incredibly moist, tender, and has a slight tanginess from the cream cheese that pairs beautifully with the natural sweetness of ripe bananas.

Ingredients

For the Banana Bread Batter:

Optional Add-ins:

Instructions

  1. Step 1: Prep the Oven & Pan: Preheat oven to 350°F (175°C). Grease and flour a 9x5-inch loaf pan or line with parchment paper.
  2. Step 2: Mix Dry Ingredients: In a medium bowl, whisk together flour, baking soda, and salt. Set aside.
  3. Step 3: Cream Butter, Cream Cheese & Sugar: In a large bowl, using a hand mixer or stand mixer, beat butter, cream cheese, and sugar until light and fluffy (about 2–3 minutes).
  4. Step 4: Add Wet Ingredients: Beat in the eggs, one at a time, followed by vanilla extract. Stir in the mashed bananas until fully combined.
  5. Step 5: Combine Mixtures: Gradually fold the dry ingredients into the wet mixture. Mix just until incorporated—don’t overmix! Fold in nuts or chocolate chips, if using.
  6. Step 6: Bake: Pour batter into prepared loaf pan. Smooth the top with a spatula. Bake for 55–65 minutes, or until a toothpick inserted in the center comes out mostly clean (a few moist crumbs are okay).
  7. Step 7: Cool & Serve: Let the bread cool in the pan for 10 minutes. Transfer to a wire rack to cool completely before slicing.
Keywords: Cream Cheese Banana Bread
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Frequently Asked Questions

Expand All:

Q1: Can I use low-fat cream cheese?

Yes, but full-fat cream cheese gives the best texture and flavor.

Q2: My bread is too dense, why?

Likely from overmixing or using under-ripe bananas. Use very ripe ones and fold gently.

Q3: Can I make muffins instead of a loaf?

Yes! Divide batter into a muffin tin and bake at 350°F (175°C) for 18–22 minutes.

Q4: Can I reduce the sugar?

Yes, reduce by ¼ cup if your bananas are extra sweet.

Q5: How do I keep it moist after baking?

Wrap in foil or plastic wrap once cooled to lock in moisture.

Samantha Doe Food and Lifestyle Blogger

Hi, I'm Samantha, a full-time food blogger, mother of 2 beautiful daughters and a lovely wife. I live in New Jersey with my family. Loves traveling, sharing new recipes, and spending time with my family.